ONBOARD FOR STARTUPS
GET PAID GLOBALLY. SPEND ANYWHERE.
Receive from clients abroad in USD, EUR, GBP, or stablecoins - then convert it at real rates and put it to work running your business. No huge FX fees, no five-day wires.
Get StartedLicensed & Regulated
Real-time Settlements
Direct support
BUILT FOR BUSINESSES THAT EARN ACROSS BORDERS
Most money tools don't work for you. Onboard does.
Your clients are abroad; your operations are home. Most platforms can't even let you get paid - and when you do, you either can’t access it easily, or lose a huge cut to FX every time you cash out. Onboard isn't like that - your money works once it lands.
Receive from anywhere
Get paid by clients in the US, UK, and more, in their currency, into an account that's actually yours.
Bring it home without bleeding fees
Convert to local currency and stablecoins at real rates, not the 3–5% your bank or Payoneer quietly takes.
Spend it on what runs your business
Pay your team, contractors, ad spend, and SaaS - local and abroad - straight from your balance.
No more stuck money
No five-day "pending," no wire that bounces, no balance you can see but can't touch.
What you get
One platform. Every direction your money needs to move.
Multi-currency Accounts
Receive NGN, USD, and stablecoins, and hold in one place.
Business FX
USD/EUR/GBP ↔ NGN, GHS, USDC and more. The rate you see is the rate you pay - no hidden fees.
Real-time Payouts
Move money home or to your team the day you send, not 3 – 5 days later.
Virtual Cards
For ad spend, SaaS, and subscriptions, with Apple & Google Pay for in-store payments. (Coming soon)
Direct Support
A dedicated account manager for your business.
API Access
Automate your payouts and processes with our APIs.
Why businesses choose us
Cheaper than Payoneer. Faster than your bank. Built for how you run your business.
Licensed and regulated - not a workaround
Receive money at the lowest fees, with no hidden platform fees
What you see is what you get - no surprise FX when you convert or move money
Withdraw in stablecoins and your local currency
Account setup in less than 24 hours.
YOUR MONEY IS IN SAFE HANDS
Regulated. Backed. Trusted.
Onboard operates under financial regulatory oversight across three continents.
Registered as a Money Services Business (MSB) with FinCEN, United States
Registered with FINTRAC as a Money Services Business, Canada
Backed by CBN and SEC-licensed infrastructure in Nigeria
Backed by Coinbase Ventures, Electric Capital, Serena Ventures, and 25+ leading global companies
Get early access
Your business moves fast. Your money should too.
Join the waitlist. We'll have you set up and sending in under 24 hours.
